Many group activities—like sharing a taxi, dining out, or planning a trip—often result in one person covering the cost upfront while others promise to pay later. This leads to forgotten reimbursements, unequal contributions, or awkward conversations about money. The friction can strain relationships, especially when costs are unpredictable or unevenly distributed.
One way to address this could be through a mobile app that lets friends pool money before an event, ensuring shared expenses are covered fairly from the start. Here’s how it might work:
The app could integrate with payment platforms like Venmo to streamline transfers, and include features like receipt scanning or group voting for disputed expenses.
Existing tools like Splitwise or Venmo solve part of the problem but lack proactive pooling:
By pooling funds upfront, this approach could reduce reimbursement delays and disagreements, while deeper payment integrations might make transactions effortless.
A simple version could start with:
Testing with small groups could reveal whether users prefer pre-pooling over post-event settling, and if the app reduces friction compared to manual methods.
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Digital Product